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Cost Calculator

Explore this resource to better project and understand the main costs associated with your journey.

What’s the journey you would like to budget for?

Disclosures

1

Sunfish provides these estimations for research purposes only.

We are not recommending any particular medical process; estimations are illustrative only. Different providers bucket costs differently; please speak with your provider for details.

2

Costs are estimated based on review of national averages.

Estimated costs are based on a review of average costs from providers nationwide conducted July 2022, and informed by Fertility IQ where applicable. Exact costs may vary significantly, especially geographically.

3

Insurance, discounts, and specific providers will impact your costs.

These results assume patients are paying out-of-pocket, without any insurance, employer benefits, discounts, or grants. Costs may vary significantly for your unique circumstance.

Better understand
my costs

Egg or Embryo Freezing

  • Storage: We assume you’ll budget for 5 years of storage. Storage costs range from $500 to $1,000 per year, according to an industry review conducted July 2022, with the first year often free. We assume a midpoint of $750/year.
  • Medication costs: Costs will vary from person to person, the above is intended to represent an average cost.

Surrogacy

  • Gestational surrogate fees: Costs may vary based on the experience and track record of the surrogate and their willingness to carry twins.
  • Agency fee: Sunfish has seen prices tend to rise for more “full service” agencies.
  • Legal fees: Prices rise with more detail, nuance, negotiation in contract.
  • Psychological fees: Prices vary by provider and number of people to be evaluated.
  • Surrogate Health insurance: Varies by their insurer, policy, number of embryos transferred.

Egg vs Embryo

  • Egg retrieval: Costs for egg retrieval are often quoted on a per cycle basis. Women may elect to do 2 or more egg freezing cycles, since many IVF patients are not successful on their first cycle and opt to continue treatment.

Embryo Testing

  • PGT-A (Genetic Testing): Sunfish has seen some clinics include the cost of the testing in the IVF offering.

Donor egg vs “my own”

  • Donor egg: Assumes fresh egg donor.