Begin your parenthood
journey today — and pay over time
Get your options for low-interest fertility loans for up to $100k for IVF, surrogacy and egg-freezing
Loans starting at $200/ month*
- Competitive interest rates
- Up to $100k
- 2-7 year terms (range may vary by location)
- No prepayment penalties
- No origination fees
- Several options to compare between
*For an example loan of $10,000 at 13% APR over 72 months. Your actual terms may vary. Rates range from 6.99 to 35.99%. Loan terms offered by Sunfish’s lending partners.
Network of partners
to plan your parenthood journey
- IVF Clinics: Find a local IVF clinic
- Agencies: Finding an egg donor agency and surrogacy agency
- Free Sunfish Financial Consultation: Scheduled through one of our partners
What people say about Sunfish
How Sunfish works
Plan for your fertility
journey with our free
resources
Our free resources include:
- Chat with a Sunfish Financial Advocate
- Cost Estimator – IVF, Surrogacy or Egg Freezing
- Grant database
Get your options
(without the commitment)
How it works:
- Create a Sunfish account
- Provide personal information (for credit checks)
- Get several loan options from our bank partners
Apply directly with banks
and begin your
parenthood journey
Finalizing financing:
- Apply directly with banks
- Contact your Sunfish Financial Advocate for support on your journey