Sunfish Solutions, LLC (“Sunfish”) may receive a referral fee for any loans booked through the affiliates mentioned in this advertisement.
Sunfish works with a number of partner lenders and affiliates. Each affiliate has its own individual disclosures available on their website should you pursue a loan with them.
Contact your legal, tax and financial advisors for advice on deciding whether this is the right product for you. Terms and conditions apply.
General Site Disclosures
Sunfish reserves the right to share user information with potential lenders, pharmacies, agencies, and medical providers. Sunfish reserves the right to utilize your information to support you in determining if you may qualify for a discount or Compassionate Care. Sunfish’s website and mobile application may share information with other third party providers such as Google Analytics. Users may opt out of this information sharing by contacting firstname.lastname@example.org or calling us at (510) 775-0064.
The offerings in this website are for Sunfish members and can only be distributed to potential Sunfish members by companies that have a signed contract or Memorandum of Understanding in pace to distribute this information. Due to the highly regulated nature of our business, any company distributing this information without Sunfish’s explicit permission could receive a fine of up to $50,000. If you wish to become a partner with Sunfish, please contact us at email@example.com.
Partner Lender Disclosures
The offers that may appear are from companies which our partners, including Engine by MoneyLion, and its partners receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed below. However, this compensation also facilitates the provision by Engine by MoneyLion of certain services to you at no charge. The offers displayed in your results do not include all financial services companies or all of their available product and service offerings.
Minimum loan requirements might be higher than $5,000 in specific states due to legal requirements, and interest-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a loan.
Loans for amounts over $20,000 may require additional underwriting review time.
Please visit individual lenders for up to date rates, terms, and additional disclosures. Some initial offers may reflect discounts such as autopay discount. Lowest rates reserved for the most creditworthy borrowers.
Sunfish collaborates with partner lenders and medical providers and may receive compensation. Please note that applying via our partner lenders does not mean you are qualified, and that not all loans are available in all regions. If you are ready to complete our Sunfish Form, this will not impact your credit score, but a hard credit pull will occur if you accept an offer via our partner lenders.
First Republic Bank Disclosures
Banking products and services are provided by First Republic Bank, Member FDIC and Equal Housing Lender.
1 – Personal Line of Credit is an unsecured consumer loan that consists of a two-year, interest-only, revolving draw period followed by a fully amortizing repayment period of the remainder of the term. Draws are not permitted during the repayment period.
This product can only be used for personal, family or household purposes. It cannot be used for the following (among other prohibitions): to refinance or pay any First Republic loans or lines of credit, to purchase securities or investment products (including margin stock and cryptocurrency), for speculative purposes, for business or commercial uses, for a down payment on any property or for the direct payment of post-secondary educational expenses. This product cannot be used to pay off credit card debt at origination. Please note only debts that appear on your consumer credit report or student loans are eligible to be repaid at origination.
The terms of this product may differ from terms of your current loan(s) that are being paid off, including but not limited to student loans. By repaying such loans, you may permanently be giving up tax and repayment benefits, including forbearance, deferment and forgiveness, and you may not be able to reobtain such benefits if this loan is refinanced with another lender in the future.
Borrower must open a First Republic ATM Rebate Checking account (“Account”). Terms and conditions apply to the Account.
2 – Annual Percentage Rate. Rates effective as of 3/21/2023 and are subject to change.
If the Account is closed, the rate will increase by 5.00%. Rates shown include relationship-based pricing adjustments of: a) 2.00% for maintaining automatic payments and direct deposit with the Account, b) an additional 0.50% for depositing and maintaining a deposit balance of at least 10% of the approved loan amount into the Account, and c) an additional 0.25% for depositing and maintaining a deposit balance of at least 20% of the approved loan amount into the Account, with the option to deposit up to half of that 20% into an Eagle Invest account.
Investment Advisory Services are offered through First Republic Investment Management, an SEC-Registered Investment Advisor and a wholly owned subsidiary of First Republic Bank.
Investment and Advisory Products and Services are Not FDIC Insured, Not Bank Guaranteed and May Lose Value.
3 – Personal Line of Credit minimum is $70,000; maximum is the lesser of $350,000 or debt amount to be repaid at origination plus $100,000. If no debt to be repaid at origination, the maximum loan amount is $100,000. This product cannot be used to pay off credit card debt at origination. Please note only debts that appear on your consumer credit report or student loans are eligible to be repaid at origination. Line of credit cannot be fully drawn at origination.
Product is not available in all markets. For a complete list of locations, visit firstrepublic.com/locations . Applicants must meet a First Republic banker to open account. This is not a commitment to lend. Loan approval is subject to a completed application with associated documentation and confirmation that income, liquidity, credit history and other application information meet the minimum requirements for this product. Applicants should discuss line of credit terms, conditions and account details with their banker.
*Annual Percentage Rate (APR), with discounts.